```

Terms & Conditions

By placing an order with Cosmic Agency, you agree to the following terms. These terms are designed to ensure a secure, fair, and professional experience for both clients and editors.

Security & Anti-Fraud Notice

Client Terms

Delivery & Ownership

Editor Terms

Limitation of Liability

Final Agreement

By using our services, you acknowledge that you have read, understood, and agreed to these terms. Cosmic Agency reserves the right to update these terms at any time without prior notice.

Effective Date: 2026

```